FutureCard visa® debit card2

Designed To Put Cash Back In Your Pocket

Earn up to 5% cashback on your everyday spending with FutureCard. Whether you're shopping for the essentials or indulging in something special, FutureCard puts more money back in your pocket.1
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Available on iOS and Android

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Every tap Works for You

You won’t need another card

Your everyday spending deserves the biggest benefits.
5% on Core Categories

When you spend with FutureCard, you can earn up to 5%+ cashback on your daily expenses.1

Earn More with FuturePass

Members with FuturePass, our optional premium membership, receive our most comprehensive benefits, from elevated cashback to exclusive budgeting tools and priority support.1,4

No Credit Check

Sign up for FutureCard with no credit check required.

No Annual Fees4

Keep more of what’s yours. FutureCard has no annual fees, no minimums, and no surprises.4

Earn where you spend the most

FutureCard rewards the everyday stuff. Groceries, public transit and all the other essentials that make up your real spending.1
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AS SEEN IN

Make Cashback Yout New Habit

Getting rewarded for what you already do? That’s a habit worth keeping. Spend and grow with automatic cashback.¹

AS SEEN IN
FutureCard visa™ debit card

Make Cashback Yout New Habit

Getting rewarded for what you already do? That’s a habit worth keeping. Spend and grow with automatic cashback.¹

FutureCard visa™ debit card

Make Cashback Yout New Habit

Getting rewarded for what you already do? That’s a habit worth keeping. Spend and grow with automatic cashback.¹

FutureCard visa™ debit card

Make Cashback Yout New Habit

Getting rewarded for what you already do? That’s a habit worth keeping. Spend and grow with automatic cashback.¹

FutureCard visa™ debit card

Make Cashback Yout New Habit

Getting rewarded for what you already do? That’s a habit worth keeping. Spend and grow with automatic cashback.¹

5% Cashback on Every Ride

From buses to subways to ferries, save on all your public transit rides when you pay with FutureCard.1

Public Transit
AS SEEN IN

5% Cashback on Energy Bills

Lighten your monthly load by earning 5% cashback on your monthly energy bills.1

Energy Bills
AS SEEN IN

5% Cashback at Secondhand Stores

Give new life to great pieces while putting money back in your pocket!1

Secondhand Stores
AS SEEN IN

5% Cashback on Urban Mobility

Save on every shared bike ride, bike shop purchase, and EV rideshare nationwide when you pay with FutureCard.1

Urban Mobility
AS SEEN IN

5% Cashback on Groceries

Fill up your cart and your wallet. Members with FuturePass earn 5% cashback at grocery stores nationwide.1

Groceries
AS SEEN IN

10% Cashback on EV Charging

Members with FuturePass earn 10% cashback at charging stations nationwide (up to $10/month).1

EV Charging
AS SEEN IN
Public Transit

5% Cashback on Every Ride

From buses to subways to ferries, save on all your public transit rides when you pay with FutureCard.1

Energy Bills

5% Cashback on Energy Bills

Lighten your monthly load by earning 5% cashback on your monthly energy bills.1

Secondhand Stores

5% Cashback at Secondhand Stores

Give new life to great pieces while putting money back in your pocket!1

Urban Mobility

5% Cashback on Urban Mobility

Save on every shared bike ride, bike shop purchase, and EV rideshare nationwide when you pay with FutureCard.1

Groceries

5% Cashback on Groceries

Fill up your cart and your wallet. Members with FuturePass earn 5% cashback at grocery stores nationwide.1

EV Charging

10% Cashback on EV Charging

Members with FuturePass earn 10% cashback at charging stations nationwide (up to $10/month).1

Mobile app

Future App Whenever, Wherever

Access to your card & rewards on the go

Use the Future app to check your cash balance, points balance or to transfer money from your Future account. You can also withdraw cash from your Future account at any ATM where Visa is accepted.

GET The APP

Available on iOS and Android

get the app
Don’t give anything up

Easy Wins

Enjoy all the benefits of FutureCard today.

Instant Funding

Link an existing debit card to your Future account and move your money instantly to start earning cashback right away!

Send & Receive

Easily send and receive money to other Future users. Fast, secure, and simple transactions, all in one place!

Link, Spend & Earn

Connect your bank and keep your FutureCard fueled for everyday spending ... and earning!

Your Digital Wallet

FutureCard works as your wallet. Access your card at all times, pay fast, contactless and seamless!

Direct Deposits

Set up direct deposit in just a few taps, and your paycheck lands straight in your FutureCard account with no detours!

Auto-Reload

With auto-reload, set your minimum balance and we’ll ensure your FutureCard is always loaded, ready to spend and earn!

ATM Access

Withdraw cash from your Future account at any ATM where Visa is accepted.

FAQs

In case you’re wondering... everything you need to know about FutureCard is right here.

What is cashback?

Cashback is a rewards program or incentive where you receive a percentage of your purchase amount back. With FutureCard you can receive up to 5%+ cashback on your purchases, depending on the merchant or merchant category.¹

Is cashback at Future unlimited?

Earn 5% cashback at our core categories, plus unlimited 1% cashback on everything else. Monthly cashback caps vary per category. See future.green/legal/rewards for details.¹

How do I fund my card?

There are several ways you can add funds to your card, the most popular is direct deposit. In addition, once you set up your card you can fund instantly by connecting to an existing debit card and pulling funds from that card into FutureCard, for free. Likewise, you can connect FutureCard to your bank and transfer funds, but this takes 1-3 business days. You can also fund you card via Venmo, Cash App, or Apple Cash.

Do you offer physical cards?

Yes, we do. Upon signing up you will receive your physical card within 5-8 business days. Note, you can begin using your digital card immediately upon signing up and funding your card.  

Do you have an app?

Yes. The Future app is your all-in-one tool to manage your FutureCard, track rewards, fund your account, and more, available in both the iOS and Google Play Stores.

How much are points worth?

Cashback is earned as points that can be redeemed for cash at a 1:1 ratio. That means each point is worth $.01.

Can I withdraw from an ATM?

Yes, you can. Within the Future app you can set up your card pin and begin withdrawing from your preferred ATMs.

Still have questions?

We’ve got answers, reach out and let’s chat.

Contact Us
Why they’re into FutureCard

"Epic Rewards"

App Store User

“Best Card for MTA/OMNY System in NYC!"

App Store User

“Easy to use and save lots of cash!!"

App Store User
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All the rewards, zero worry

Visa® Zero Liability Guarantee
FDIC-Insured through our banking partner2
Bank Level Encryption

Smart Choices Pay Off

We make it easy to turn your everyday spending into real progress.