FuturePass
$14.99/month or $99.99/year
Elevated cashback, real-time money insights, and priority support. Connect all your accounts to easily track day-to-day spending.4
Start with a free trialIntroducing FuturePASS
Unlock FuturePass
Elevated cashback, smart money tools and member-exclusive savings. Get more out of every dollar with FuturePass.1,4
AT A GLANCE
Everyday, elevated.
Our mission is simple: helping you boost your spending power responsibly, without adding debt.
Standard
Free
America’s most rewarding debit card with 5% cashback on core categories, unlimited 1% cashback on everything else, and more!1
Join for freeCompare benefits
FuturePass builds on FutureCard’s elevated rewards with new tools to boost your spending power without debt.
Standard
Free
Unlimited 1% cashback
Spend &Save
Connect external accounts
-
Automatic Transaction Categorization
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Real-time spending insights and budgeting
-
Monthly Spending Review
-
Member-exclusive Savings
-
Annual Percentage Yield (subject to change)
3.00%3
0%
Elevated Rewards
Public transit (5% back - up to $10 a month)
$5 weekly 10-ride public transit bonus (in NY, DC & Boston Metro areas)
-
Groceries (5% back - up to $20 a month)
-
Energy bills (5% back - up to $5 a month)
Phone bills (5% back - up to $5 a month)
-
Streaming (5% back - up to $5 a month)
-
Thrifting & Secondhand (5% back - up to $5 a month)
Scooters, bikeshare, electric rideshare & bikeshops (5% back - up to $5)
Electric Vehicle Charging (10% - up to $10 a month)
-
Community Solar (10% - up to $10 a month)
-
Limited-Time Rewards
Elevated Rewards - Monthly Value
Up to $95/month
Up to $25/month
Concierge Support (7 days a week, 10am-6pm ET)
-
Unlimited 1% cashback
Spend &Save
Connect external accounts
Automatic Transaction Categorization
Real-time spending insights and budgeting
Monthly Spending Review
Member-exclusive Savings
Annual Percentage Yield (subject to change)
3.00%3
Elevated Rewards
Public transit (5% back - up to $10 a month)
$5 weekly 10-ride public transit bonus (in NY, DC & Boston Metro areas)
Groceries (5% back - up to $20 a month)
Energy bills (5% back - up to $5 a month)
Phone bills (5% back - up to $5 a month)
Streaming (5% back - up to $5 a month)
Thrifting & Secondhand (5% back - up to $5 a month)
Scooters, bikeshare, electric rideshare & bikeshops (5% back - up to $5)
Electric Vehicle Charging (10% - up to $10 a month)
Community Solar (10% - up to $10 a month)
Limited-Time Rewards
Elevated Rewards - Monthly Value
Up to $95/month
Concierge Support (7 days a week, 10am-6pm ET)
Unlimited 1% cashback
Spend &Save
Connect external accounts
-
Automatic Transaction Categorization
-
Real-time spending insights and budgeting
-
Monthly Spending Review
-
Member-exclusive Savings
-
Annual Percentage Yield (subject to change)
0%
Elevated Rewards
Public transit (5% back - up to $10 a month)
$5 weekly 10-ride public transit bonus (in NY, DC & Boston Metro areas)
-
Groceries (5% back - up to $20 a month)
-
Energy bills (5% back - up to $5 a month)
Phone bills (5% back - up to $5 a month)
-
Streaming (5% back - up to $5 a month)
-
Thrifting & Secondhand (5% back - up to $5 a month)
Scooters, bikeshare, electric rideshare & bikeshops (5% back - up to $5)
Electric Vehicle Charging (10% - up to $10 a month)
-
Community Solar (10% - up to $10 a month)
-
Limited-Time Rewards
Elevated Rewards - Monthly Value
Up to $25/month
Concierge Support (7 days a week, 10am-6pm ET)
Try FuturePass free for 30 days
No commitment, cancel any time.
Annual
$99.99/year
$8.33/month
Monthly
$14.99/month